Money: A User’s Guide: The Sunday Times bestselling guide to taking control of your personal finances

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A *very* useful guide for someone as financially illiterate as me, and a really great primer on all things money - pensions, investing, mortgages, taxes etc. I think every would benefit from reading although more useful to those in early stages of adulthood. She also specialises in affordable travel, property, and interiors for The Times and has written for The Sunday Times , the Guardian , the Observer , Dow Jones and Moneywise magazine.

We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings. Further along in the book, the topic of spending comes up again, and Whateley explains how you can save money on your energy and other household bills. The next chapter details how the pressures of social media and the difficult job market can often make us feel bad about ourselves. This concept explains that purchasing new things only gives us a temporary high, so we have to keep spending to satisfy our ever-increasing needs.This essential book will give you the confidence and clarity to take back control of your bank account, enabling you to thrive in all areas of your life. She is a bit defeatist, repeating that it is very hard for anyone to save a deposit without help from parents. Laura Whateley understands her subject and knows how to explain it in such a way that you will be able to make informed choices about your finances, rather than feeling confused and patronised' THE TIMES About the Laura Whateley is an award-winning journalist and The Times' consumer champion writing the agony aunt column, 'Troubleshooter', and 'Millennial Money' in the Saturday Money section. If you are starting from scratch with little financial knowledge, this is a handy book to talk you through some basics and provides tips on what you can do to make wiser money decisions. And we’re proud to say, that some of them even ditched their Financial Advisors, after experiencing the value we provide.

And we’re proud to say, that some of them even ditched their Financial Advisors, after experiencing the value we provide.Not always what you want in a book, but in January I tend to be able to face money and the future a bit better. Undoubtedly, money has a role to play here, and being more open can help us realise that everyone else has similar problems. Now, everyone’s journey will be different, but we all have the very same opportunity to get better at looking after our money. I would recommend this book to anyone who is beginning their journey to financial literacy and wants to gain an understanding of the basics of money. It explains student loans/savings/investing/mortgages/renting/pensions/debt/etc explained in a friendly, concise way.