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office ugg slippers nt no more than 40% of his or her portfolio in stocks. With today’s longer lifespans, it is recommended that people use 120 instead of 100 when using this formula.BondsBonds have traditionally been thought of as a hedge against stocks; that is, when stocks go down, bonds go up. If you’re thinking of expanding into this area, know that you’re not limited to corporate or federal government bonds. Municipal bonds
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